99 Homes-2015

Director Ramin Bahrani

Starring Andrew Garfield, Michael Shannon

Scott’s Review #633

Reviewed April 13, 2017

Grade: B+

99 Homes is a 2015 independent film containing an underlying theme of morality as its central message, bubbling to the surface throughout the run.

Our main hero is faced with a major dilemma.

Set in 2010 amid the dark economic housing crisis where thousands of families lost their homes to foreclosure, the film is depressing but turns uplifting towards the end.

Reminiscent of The Big Short (2015) and Inside Job (2010) in subject matter, we witness a wonderful performance by Andrew Garfield in the lead role, with a worthy supporting turn by Michael Shannon as an opportunist.

Director Ramin Bahrani immediately creates tension with a taut musical score that bombards the screen. We see a poor victim of foreclosure, having shot himself to avoid the humiliation of being evicted from his home, followed by the introduction of a powerful real-estate mogul, Rick Carver.

Carver has wisely capitalized on the slew of Florida working-class families, living well beyond their means and novice homeowners, booted from their homes thanks to adjustable mortgages that they cannot afford to pay.

Andrew Garfield plays Dennis Nash, a struggling construction worker, raising his young son and presumably supporting his mother (Laura Dern).

They are fated to be evicted even though they have tried to win an extension with the court- months behind in their mortgage payments. They feel victimized and are forced to move to a seedy motel that houses many others in the same circumstances.

Desperate for work, Dennis ironically ends up working for Rick and becomes encased in the dishonest world of real estate scheming- manipulating banking and government rules at the expense of homeowners down on their luck.

The main point is the exploitation of the “working man” at the expense of “the man” and Rick is an example of this beast. Dennis represents the goodness of humanity as he wrestles with the moral repercussions of evicting families since he has met with similar circumstances.

Is the money worth the pain and the hardship he causes people? How is it Rick has no morals, but Dennis does? Will Dennis choose money and lose himself in the process? What would the viewer do?

Despite the morality questions, the film does play like a slick thriller, with a few slight contrivances and the “wrapped up in a neat bow” style ending.

This slightly makes the film lose its luster at times. It is implied that it ends happily for Dennis and that Rick gets his “just desserts”, but what about the characters kicked out of their homes?

Sadly, as in real life, they are largely forgotten by the end and play as footnotes in a larger story. Some follow-up as to what happens to them might have been nice.

99 Homes is a thinking man’s film and will undoubtedly leave the viewer asking what he or she would do in many situations that Dennis faces.

The emotions ooze from the face of Andrew Garfield as Bahrani uses many close-ups and enough cannot be said for Garfield’s bravura performance.

In one heart-wrenching scene, he is forced to evict a man and his wife and children from their home, the man is reduced to tears, comforted by his wife-Dennis is pained.

In another, an elderly man with nowhere to go is evicted, and defeated by the side of the road.

These scenes may have played as overwrought, but Garfield convincingly brings honesty and raw emotion to the work.

Laura Dern is good in her role as a young mother, Lynn,  to Garfield’s Dennis and I am perplexed why she was cast- she barely seems old enough to play convincingly as his Mom, but she does pull it off.

However, I could not help but desire more meat from this Oscar-nominated Actress- sure there is one great scene when Lynn realizes the extent of Dennis’s involvement with Rick, but I wanted more.

Still, the acting all around in this film is superb.

What left me so bothered by 99 Homes (2015) is that situations just like the ones that played out in the film are examples of countless real-life occurrences people experienced due to greed, dishonesty, and uncaring fellow human beings and that is a sad realization.

Director, Bharani, surrounded by a stellar cast, brings this realism to the big screen in raw, honest, storytelling.

Independent Spirit Award Nominations: Best Supporting Male-Michael Shannon